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Homemakers need coverage for at least as long as their dependents children, invalids, etc. Buying life insurance typically takes weeks. These policies carry minimal cash value and allow for flexible payments of any amount at any time up to certain government-stipulated maximums. Wage-earners need coverage for at least as long as they expect to be gainfully employed. Life insurance can be used: Generally, the younger you are, the more insurance you need to replace a loss of lifetime income for your beneficiary. We are licensed to sell Insurance Products in the following states:

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